Background: we're first time buyers who had our offer accepted in February.
We've had a smooth process so far, including an initial reduction of ~£5000 to cover a new roof since the house is Edwardian (ca. 1905) and has the original roof still. At this point, we've got deeds and transfer docs signed so if we were to drop other issues it would be ready for transfer of contracts.
However, one sticking point is what our surveyor spotted in the loft with the structual support for the chimney breast. It appears to be supported by a gallows bracket that was fitted with screws (not bolts) and "wouldnt pass building control" in his own words.
We've requested certificates for the work done here and it appears the vendor doesn't have any. It is possible the work was done before this was as strictly required as now, but we're worried that this can vause issues for buildings insurance etc. if something crops up later. Regularisation is also pretty hefty (~£1000 for Stockport CBC) and could take a long time.
Personally, I don't see it caving in any time soon, but I know there are horror stories, and the vendor has been fair so far (they're living away in London so likely want it over with) but my gut is also telling me to get more info.
What do you think?