Asking here, as, let's face it, this would make up a large portion of those who subscribed here.
I'm ex APS and my super offering when I joined was public sector superannuation accumulation plan (PSSap). - edited due to doing the unsavoury assumption that people know the APS-centric initialism, but figured only pubes would answer
The returns are shit, and the fees are high. I don't have consistent income these days but I do contribute to my super as much as I can. But it's pretty dispiriting to see what I do add getting chewed up by fees.
Any recommendations for a move? Bonus points for ethical investments.
I've tried my hand at researching better options but my brain and numbers aren't friends and I end up getting frustrated and not getting very far.
Should add, I'm in my late 30s so retirement is a fair way off.
I welcome any recommendations or must-avoids.