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https://thisecommercelife.com/blogs/comics/the-day-all-billionaires-died
I'm sure it's annoying for some to click offsite, but it's 20 panels long. IMO worth the read, though!
The wild thing is you could probably live off only 1 million invested at say 3 percent, a whole life.
Billions? That should be just unlawful.
Well that would mean a return of 30k annually, which is a pretty low quality of life in the US. If you lived in a low COL place it may be enough to get by, but you can't live in any US city with that.
Sure but assuming you’re healthy and relatively young you could just not touch any of it and roll the interest back into it. In 23-24 years it’d be 2 million and your 3% return would be 60k. More if you added excess earnings to it during that period, of course
Of course depending on risk tolerance you could speed this up considerably. Bonds are more like 4-5% and stocks are closer to 10%. But then of course risk raises, sometimes considerably but a 7% return more than halves the timeline to around a decade (though keep in mind sometimes bubbles burst, 2008 returns were -38% and that AI bubble is getting shakier and shakier)
The bigger issue is lifestyle creep and consumerism. The majority of people who get to this level of wealth get attracted to relentless consumerism. Then 60k, which can easily cover cost of living in most areas (especially with the assumption that your housing is paid for and otherwise debt free), is suddenly no longer adequate
And of course the biggest issue is that 99% of people will never have the financial resources to even consider the above
You can also use the $M up slowly.
Sure, no golden toilets, but food on the table and more for life is kinda a lot IMO. But that was not what the example was for ofc.
What's $M up slowly mean?
You can use the 1.000.000 dollars during your lifespan too.
that might be a fine strategy if you're retirement age, but for younger people that isn't a good idea
I wouldnt tell anyone i got superpowers but there woild be signs
https://www.viruscomix.com/page433.html
Additional/further reading from Winston Rowntree
Oh, HIGH-FIVE on that! Subnormality is in a brilliant, unique class of its own, and I need to figure out how to post more of them on our comics subs. Which, actually... oh! Oh, oh, oh.
Okay, there's a technique I've been using for some time now at my own community that I think will work nicely. Oh my...
Always good to see another fan of their work
Recently re-read Shirley Estar Goes To Heaven (In both forms, even if the original comic was VERY early 00's edgy, it was still a DAMN good comic, and the novel rewrite is 10/10 scifi)
Recently re-read Shirley Estar Goes To Heaven (In both forms, even if the original comic was VERY early 00’s edgy, it was still a DAMN good comic, and the novel rewrite is 10/10 scifi)
Hang on, hang on, that's also by Rowntree?
TBH, I only check in with Subnormality every couple months, altho I've been reading for... shoot, it must ~20yrs now. oO
Both the original graphic novel and the actual novel are :D
Same here, absolutely wild to think how different the webcomc scene was back then
I love that even in this made up fantasy world (which is awesome btw), we're still only able to pay teachers "Close" to what they're worth.
Like, lol. Teachers are so fucked from a livable wage standpoint, that it would take 2 made up billionaire apocalypses to give them enough money to be paid what they're actually worth.
The problem with teachers is that they are part of the job market. And as a market, its subject to supply and demand. The supply of teachers is higher than the demand. (Society has also screwed this up artificially with class size etc). Teaching also has non monetary benefits. Summers off, often shorter daily work schedule. The fun of watching children grow (for some people).
But the real problem is that children almost always grow up to choose a profession they are familliar with. And nearly all children are familiar with teachers. This leads many people to think its a profession they could do, and thus a goal to achieve. This increases the number of teachers, deiving the demand down.
I also found that growing up 20 years ago, the bad teachers are impossible to get rid of. Also increasing supply. Not sure how true this is today or if any changes there have been made.
"Teachers were finally paid closer to their worth."
I dunno, I just think the phrasing "closer to their worth" is really funny when the picture being painted is a hopeful one. We can't actually hope that teachers will get a decent pay, even in a better world.
Kinda the point I think. It's not a completely Utopian fantasy, and plenty of the capitalistic (etc) problems that already existed would still be here.
I'm a bit existentially confused by the anticapitalist webcomic being hosted on Shopify.
You do not have to exist outside of a system to critique it.
Agree, it's not a criticism of the comic or author, I just found it ironic.