this post was submitted on 14 Jan 2026
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I think you are making too sweeping of a statement here. Maybe this is the case for car rentals you encounter / have access to but the response should show that's not the case everywhere in the EU. I rented a car without a credit card over 5 years ago where I'm from. You do pay a deposit that I suppose a credit card would normally insure for, but the option exists. Either way, if a car rental requires a credit card, I would not even consider renting with them. That's ridiculous.
Look, if you go to mom and pop's car rental, sure, they can accept hens as payment if they like. If you use car rentals the most common way, as a supplement for airport travel, you rent one in your city, you use it to go to the airport, return it, fly to your destination, rent another car at the airport, do your things, go back, repeat. At those locations you'll only have the big names, AVIS, Hertz, Europcar... Those are mostly credit-card or corporate account exclusive. And corporate accounts are expensive, at my former company we had a bunch of people travelling constantly and it still wasn't economically advantageous, apparently.