this post was submitted on 01 Jan 2026
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I wouldn't call myself frugal by any means, I generally support people spending their money on nice things that they find value in so long as they're not living beyond their means.
That being said, IMHO dropping $5k on a ring makes you a god damn idiot.
There are definitely pieces of jewelry that are worth that price tag.
That said, if you would like to by a crushed moissanite and tin love bracelet for that special someone, you should do it. A romantic dinner of two foodlike beef and cheddar max sandwiches, and a night of peaky blinders is a fine way to bond.
I would say if you're spending more than like 15k you're crazy, but 5k is not insane money.
The line of insane money depends on income and priorities really.
It's supposed to be 3x pay checks right?
I live paycheck to paycheck so someone better do the proposing to me
The idea that you're "supposed" to spend $X on a ring is absurd. Are you getting engaged to show off your wealth or to commit to a relationship? What does spending excessive amounts of money on a trinket have anything to do with the latter?
That advice was likely a holdover from the time when wedding rings were essentially insurance for the wife if her husband died suddenly - sell the ring and be able to live for a while on that money while you search for a new husband.
Now that women are, y'know, allowed to work for a living rather than being forced into homemakers, it makes a lot less sense for the wedding band to be outside of one's means to purchase.
I just tell people to buy what looks nice to them and is in budget. My wife has a gold band with some inscribed decorations, and I have a band of silver and inlayed meteorite. They were both under $1000. No need for flawless diamonds, rare stones or precious metals. We're happy.
It's from a debeers ad
Oh that actually makes a lot of sense!
I think society cares more about the cost of the ring than my partner and me. Outside of joking, I'd spend a lot on a ring for my lover. I mean we both owe the mortgage after we marry right? It all evens out eventually.
If you were to adhere to that dumb rule, it’s based on income, not income minus expenses.