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this post was submitted on 11 Dec 2025
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A Boring Dystopia
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Sure, insurance mathematically needs to be a losing deal for most people. Except health insurance in the US costs like $10k-$20k per year more than what you get out (if you're healthy), even the cheap plans. Not exactly an easy pill to swallow, especially if you're average or below income. We mask the cost by having employers pay for most of it if you're employed and get benefits, but that cost is included in your total compensation package and effectively coming out of your wages even if your paystub pretends it isn't.
Oh yeah, it's totally outrageous how much money we pay in and how little actual healthcare providers get. The system is just so broken.
its also extremely convoluted too. A private physician will probably need to hire tech to deal with the insurance, and then you have to worry about what is covered and you must call the insurance companies to verify coverage, its all messy.