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This is a pretty obtuse take on the Department of Education. When "massive cuts" equaling close to half of those who manage student loans within the department is less than 5000 people, you're already looking at a starved and underfunded program. The DoE has been the punching bag of anti-intellectualism for decades. Of course there are much needed improvements to make for better efficacy. However, dismantling and fracturing it entirely, forcing state-run public education administrations to scramble around to various departments to secure funding, recategorizing professional degrees to invalidate loan programs, wiping other programs out entirely that fight food insecurity...the list can go on... These are not improvements to the current state of education.
This is intentionally removing one of the most important resources for social and financial mobility by fragmenting the foundation of education. We should be embarrassed.