this post was submitted on 18 Nov 2025
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Belgique
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Circular cheques are still being used. I just received one. The articles you link say that the circular cheques will remain when the postal orders are eliminated.
Your links were quite helpful. This looks like the most relevant bit for answering my question (from this article):
(en translation)
(fr original)
That seems to explain what I was misunderstanding. I thought if the fee for cheque cashing is going away, perhaps so are the cheques. That would be very disturbing but that’s not the case. Apparently the 4€ fee is going away.🎉 I believe that fee was always illegal. Glad something was done about it.
Remaining question: how does a postal order differ from a circular cheque? What do we lose when postal orders go away? AFAICT, they function the same. This article seems to say circular cheques require movement -- going to a bank or post office to cash it, which is a problem for some handicaps. But I don’t get why that would not be the case with a postal order as well. How does a postal order get converted to cash? Is it perhaps about showing ID? Is it a case where a family member could cash a postal order for their grandparent, but not a cheque?
Glad that it was helpful!
Not sure about the cheque circulaire, sorry, I've never used them