Economics

If 25% of the available buying pool was disappeared, it would create a glut that would probably crash the market. Just like in 2008, people would give their keys back to the bank rather than accept that their formerly $750,000 house was upside down to the tune of several hundred thousand dollars. This is particularly true now because in 2008, so many people did it that the banks couldn't properly hold it against their credit. They were essentially forced to let them re-buy much sooner than they would have been able to in a normal world (and they were enabled to do so by government bailouts - they're too big to fail!). So people have been trained that they don't have to accept their house values crashing, and rightly so tbh. But it means the next crisis would be worse.

We'd go full RoboCop.

We're going to, because money doesn't know what to do other than attempt to further itself.