this post was submitted on 17 Jul 2025
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Late Stage Capitalism

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[–] damnedfurry@lemmy.world 2 points 15 hours ago

“Overdraft protection” consists of loaning you the money, no matter how much you have right there in your savings acct

That is not universal, many financial institutions let you set it up so that your savings automatically covers overdrafts.

I've had that be the case in my Ally accounts since like 2010 at least, for no fee. Hell, Ally doesn't even charge overdraft fees at all anymore, apparently.