this post was submitted on 09 May 2025
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[–] [email protected] 5 points 1 day ago

Mortgage payments are often cheaper than rent. The barrier for poorer people to owning is usually downpayment requirements and credit. There are many reasons for the "housing crisis;" most stemming from real-estate being treated as a speculative asset or "investment," which incentivizes all kinds of phenomenon harmful to society.