this post was submitted on 12 Nov 2024
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[–] paultimate14@lemmy.world 1 points 1 year ago (2 children)

"I kept overdrafting my account even though I opted out"

Is this some SovCit shit where they think "opting out" of the terms of service for their bank account is an option?

[–] Jerkface@lemmy.world 1 points 1 year ago* (last edited 1 year ago)

No, there's a US law now where they have to allow you to opt out of overdraft "protection". They just decline the transaction but don't charge you any fees.

[–] Schmeckinger@lemmy.world 1 points 1 year ago

I was able to opt out of overdrafting here in Germany, so instead of going negative it just declines.