this post was submitted on 03 Dec 2024
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Inspired by a comment on my last post.

I feel like I never have a solution that allows me to control it while also being automated to such a degree that I don’t have a huge confusing backup if I don’t do finances for days or weeks.

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[–] Yingwu@lemmy.dbzer0.com 1 points 2 years ago (1 children)

I love Actual. So, so good. I cancelled YNAB in favor and can't ever think of going back. Aside from not having to pay $100 a year you're also not supporting the Mormon Church (YNAB is a Mormon-run company).

[–] jg1i@lemmy.world 1 points 2 years ago (2 children)

Do you just use a limit set of YNAB features? It seems like Actual only has a tiny fraction of the features YNAB has. For example, it's currently missing category targets.

[–] asap@lemmy.world 1 points 2 years ago

It's like YNAB4. For those of us in that vintage it's perfect. If you're using the newer YNAB it might have missing features.

[–] Yingwu@lemmy.dbzer0.com 1 points 2 years ago

Category targets are available and are more flexible than YNAB, but it's still in an experimental phase so it's not fully integrated into the GUI. Check here: https://actualbudget.org/docs/experimental/goal-templates/ I've had zero problems so far though.