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This misses a lot of relevant information. Since you don't write where you are from, i asume you are from the US.
Why do you want to STUDY the piano instead of just taking lessons at a local music school? At least here in germany studying an instrument is some serious stuff for the wicked, that requires absolute determination. To me it sounds like you are "just" very good with the piano, so maybe keep it as a hobby, play 3-4 times a week and give a conncert with your music school once a year?
Also you don't write about your background? Are there people depending on you, family, children?
Also you sound like you are mainly searching for something, but dont really know what it is.
I recommend taking your money, investing it in a distributing (not accumulating the divident) MSCI World ETF and using the dividend to finance some fun or some vacation, some art class etc.
Other than the divident, just leave the money there and let it grow.