Selfhosted
A place to share alternatives to popular online services that can be self-hosted without giving up privacy or locking you into a service you don't control.
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- Self-Hosted Podcast from Jupiter Broadcasting
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Self hosting our budget with Actual has been a game changer for my partner and I. No other budget app really worked for us but this was super easy and the PWAs really make a difference.
I was using Wealthica before they started charging and Actual Budget + Simplefin is so much better. I'm really happy all my financial info is just mine and not exposed to any other company. The expense for Simplefin is worth it and minimal.
Would you mind sharing more about your experience with Simplefin? I've been looking to make the jump, but I've read a fair amount of feedback that seems to indicate it might not be worth it given issues with instability, inconsistency syncing, etc.
It'll be down to your bank's rules. My main bank and brokerage work flawlessly, sync everyday. My secondary bank and Amex need to be reauthenticated every week or two. So I just update those once a month. Just go on simplefin and run the 2FA plus some waiting.
It doesn't sync non-bank stuff, so there's some RRSP providers I just enter manually.
For $20 cad a year its fine. I wouldn't use it to track daily expenses unless you know everything will work. I do all my finances once a month so its fine for me.