this post was submitted on 25 Jul 2026
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Credit score is a poorly implemented modern invention. (discuss.online)
submitted 22 hours ago by VetOfTheSeas@discuss.online to c/whitepeopletwitter@sh.itjust.works
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[–] TrippingBalls@lemmy.world 2 points 4 hours ago

I received a letter that my capital one credit card account was going to be closed because I haven't used it in a year or two. They don't like people who don't use the cards or pay them off every month. It ends up costing them money

You're correct about the late payers and minimum payment

20+% interest is legal loan shark