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Credit score is a poorly implemented modern invention. (discuss.online)

submitted 20 hours ago by VetOfTheSeas@discuss.online to c/whitepeopletwitter@sh.itjust.works

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[–] hydroxycotton@lemmy.dbzer0.com 4 points 6 hours ago (1 children)

Don't listen to the person above. Keep doing what you are doing and it will go up. Especially as you have more times of credit. Mortgages, car loans etc.

[–] Imaginary_Stand4909@lemmy.blahaj.zone 1 points 5 hours ago

Yeah, I know. I just wanted the guy to consider if was being an asshole for a few minutes.

I can totally recognize the fact that I'm lucky to have parents who are doing financially well and are willing to provide most of my basic needs while I finish college, which allows me to have a good credit score as I really only have to pay for gas, car stuff, and miscellaneous things.

But I can also pat myself on the back at least for not blowing through my cash and maxing my cards on stupid shit like cars & designer clothes.

And besides, it's not like anyone gets a prize for winning the "Struggle Olympics" I just want to not be miserable in the future, and I'll take anything I can to reach that goal.