this post was submitted on 25 Jul 2026
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[–] greatwhitebuffalo41@slrpnk.net 7 points 14 hours ago

Well yes that makes sense based on the comment you're responding to. They don't have data on how well you pay a loan because you don't have that in your history. That makes you more of a risk because they don't have data to say you're not a risk.