Lemmy Shitpost
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Against the people asked for this. They asked for lower interest rates. This killed the housing market. They asked for student loans. This killed the price of college. People wanted cheap products from China, this killed the ice caps.
The first two are debt related, and the third is off shoring
People didn't ask for any of that... It was sold to them for profit
They did ask for it. They wanted cheap Chinese stuff. Even now people are made at Trump for the tariffs saying the Chinese products will become unaffordable. Asking for that is telling companies to send jobs overseas. They are the same thing
People want cheap products in a general sense, they don't like off shoring, it was hugely disruptive to jobs and the quality nose dives (at least for a time, sometimes permanently). They didn't ask for or choose it, they're the low information side of the system
Of course they're upset at things being tariffed, they don't want prices going up. They likely have some preference to buy things made locally, or by a country with a reputation
None of this is a choice made by consumers, it's a generalized set of incentives and pressures created by the market
It's like planned obsolescence... People hate it, it's being sold to them
I feel like it's more appropriate to say that people were trained to be like that by the ruling class. Many modern marketing techniques were popularized by psychologists.
The whole industry exists to exploit psychological weaknesses, and people have been fully immersed for like 2-3 generations by now.
I would agree with that. But most people i know personally only care about the "monthly payment" and they think lowering interest rates make the monthly payment cheaper. And it does when the rates change, but it's only temporary. The next round iof products become more expensive and the monthly payment goes back to the usual.
But i think people confuse the terms low interest rates, and lowing interest rates. Nothing destroys an economy faster than low interest.
For housing, everyone i know say buy when rates are low because the payments are less. But low interest rates only help current owners. It gives them a higher sell price and access to liquidity. Then the next round of buyers wait for rates to go down and the cycle repeats until housing becomes unaffordable. Low interest rates make it almost impossible to save for a down payment because the price is the house is so high and your are competing with buyers willing to take the 30-40 yr payments. The way to make housing affordable is to raise rates. If rates were 10% housing would crash in price and people could actually afford to save and buy a house.
I think that would be dis-inflationary and cause massive unemployment if the Phillips Curve still holds.
Just wait until you see what happened when the debt payments get higher than our income. It's quickly coming.
Unemployment will be the last of our worries.