this post was submitted on 15 Jun 2026
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My co-pay per psych visit is $200. They originally wanted me to have a visit every month.
When I told their office that I can’t afford to pay that much each month, they told me, “We have installment plans.”
I responded, “So I can’t afford paying this amount, but you want me to still come here once a month, and your solution is monthly installment plans? … You see how that doesn’t help at all, right?”
No response.
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Anyway, if I seem cranky in the near-future, it’s because I stopped going to that doctor and thus my stock of anti-depressant and anti-anxiety meds is running out. I’ll need to carefully taper myself down to avoid catastrophic consequences. It took an absurd amount of searching to even find a doctor accepting new patients in the first place, and I don’t want to have to go through all that just to wind up with more unaffordable bills. I don’t know what else to fucking do.
Is a telehealth appointment an option? In my experience those are less expensive and easier, especially if you just need refills. Some meds need to be prescribed in-person however.
Before I hit the first tier of my plan's deductible, I was paying $150/session, and I only do telehealth.
Health insurance in this country is fucking awful.
Are you able to find a pcp willing to continue your prescriptions? I had to have a psych visit to get initial prescriptions, but for many years now every pcp I've been to has renewed my welbutrin and Lexapro no problem. Idk if other meds are different.
I've only had to have a diagnosis to get my PCP to prescribe me my meds. My current provider started me on my prescriptions and I didn't even have to show proof of them, I just had a conversation with him, talked about getting an adhd diagnosis in college, and he wrote the script same day.
@Whats_your_reasoning@lemmy.world, it's definitely worth a discussion with your primary care doctor to see if they can help you out.
I will try that, thank you guys for the recommendation!