this post was submitted on 17 May 2026
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You have to care about out of pocket expenses. If you pay less in premiums but then more in out of pocket, the you aren't really paying less, are you? You personally might have ended up paying more, but as a population people paid less.
As a guy in his late 20s, my out of pocket expenses became 100% when premiums rose to the point that I couldn't afford insurance anymore. Maybe Obamacare helped someone somewhere. It didn't help the middle class. And the implication that it only increases costs for the rich is absurd.
I'm not saying that costs didn't increase. But those costs were increasing before Obamacare and stayed at a steady rate of increase after Obamacare. Yeah, the system sucks. Obamacare made it suck less for some people like my partner who survived childhood leukemia who can't have a "pre-existing condition" held against them. More than 50 million people have been covered by the ACA since 2024 with more than 24 million currently enrolled as of 2025. Many of those are people making less than 150% of the federal poverty level.
91% in a year. If they'd been increasing at that rate before Obamacare they'd have been in the trillions of dollars per month range by 2014
https://www.scribd.com/document/1041758712/The-DNC-Autopsy-of-2024-the-DNC-Didn-t-Want-You-To-See#from_embed