Late Stage Capitalism
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Introduction to Socialism (external links)
Marxism-Leninism Study Guide: Advanced Course
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The idea that Romneycare was written by the Heritage Foundation is a myth repeated based on the Michael Moore documentary Sicko. It's not true.
https://prospect.org/2014/01/03/no-obamacare-republican-proposal/
Let's say you didn't have insurance and were just counting on paying out of pocket. You are just living your life and BAM, you have a massive heart attack. Turns out you had an undiagnosed heart defect and there is nothing that could have prevented it or predicted it. You're taken by ambulance to the hospital where you have open heart surgery and where you stay for weeks to recover. You get a huge bill that you can't pay. What happens?
The doctors and nurses did a lot of work to keep you alive and they deserve to get paid. The hospital has to keep the lights on. You filing for bankruptcy doesn't change this. That is why everyone needs to have insurance. This kind of thing can happen to anyone at any time. As a society we can't just let people die if they can't afford treatment. Even if you take for-profit companies out of the equation, the whole system collapses with millions of people unable to pay.
That is why everyone has to pay premiums. Part of that payment is for vaccinations and check ups, but part of it is coverage in case catastrophic shit happens. Healthy people get the least back out of the system, but nobody knows if they will still be healthy tomorrow. The bigger the pool of healthy people paying into the system, the less each person needs to pay to cover the people whose luck ran out.
Oh wow well yeah if it's literally impossible for a country to provide healthcare then yeah i guess obamacare is literally the only plan that will ever work