me_irl

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Me_irl (lemmy.radio)

submitted 1 day ago by sanitation@lemmy.radio to c/me_irl@lemmy.world

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[–] arrow74@lemmy.zip 4 points 21 hours ago

Me and my partner got close to that amount in a low cost area and it wasn't even close to no worries. We lived pretty modestly too. Driving paid off shitboxes, rarely eating out, lived in a relatively small home etc. We still had to really think about things and it didn't take a lot to throw off our balance. An er visit here or an unplanned vet visit was all it took.

Maybe if we made that amount several years in a row it would have been different. Definitely not close to that amount anymore.

That being said we did get to do fun stuff and were certainly comfortable, but it wasn't remotely close to not having to think about it.

I'd say 150 to 200k gets you to the no worries and no thoughts range. That's the range where you can enjoy life, save to retire, and still handle the emergencies while maintaining a modest lifestyle.