this post was submitted on 17 May 2026
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Late Stage Capitalism

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[–] the_crotch@sh.itjust.works 5 points 1 week ago (1 children)

Obamacare forced every American to purchase private health insurance. It wasn't a victory for anyone but United and Aetna.

[–] ChonkyOwlbear@lemmy.world -1 points 1 week ago (1 children)

It's funny because that is basically the same argument people used when Social Security was established. A functional society can't have people just dying in the street. It costs money to fix this, so it is not unreasonable to ask people to pay for it. Everyone needs healthcare eventually whether or not they are insured. People without insurance still get care which raises the prices for everyone who does have insurance. The more people who pay in, the cheaper coverage is for everyone. Making everyone be covered is simply making people pay for what they use. It's simple economics.

Yeah, I agree private insurance companies suck, but that's an entirely different problem, i.e.capitslism as a whole.

[–] the_crotch@sh.itjust.works 3 points 1 week ago (1 children)

It's funny because that is basically the same argument people used when Social Security was established.

Social security doesn't force people to purchase a product from an independent, for profit company.

It's simple economics.

It's a simple gift to the insurance industry.

[–] ChonkyOwlbear@lemmy.world -1 points 1 week ago (1 children)

So then argue against a for-profit healthcare system. Don't get pissed at the government for trying to fix a problem.

[–] the_crotch@sh.itjust.works 2 points 1 week ago (1 children)

I will always get pissed at a government that pretends to be fixing a problem by forcing me to buy a product from a for-profit company.

[–] ChonkyOwlbear@lemmy.world 0 points 1 week ago (1 children)

You can just pay the fee for not having insurance (which hasn't existed in 7 years) so you aren't forced to buy from a for-profit company anyway.

[–] the_crotch@sh.itjust.works 1 points 1 week ago (1 children)

That's what I ended up doing, around 2014 when my premiums rose to $800 a month.

[–] ChonkyOwlbear@lemmy.world -1 points 1 week ago (1 children)

And that's your choice. But you could still go to the ER for stuff, get treated, and then refuse to pay. Which leaves the state holding the bill. Which is why everyone needs to pay something.

[–] the_crotch@sh.itjust.works 2 points 1 week ago (1 children)

Not paying an $800 a month bill that I couldn't afford isnt something I would consider "my choice". I had very little trouble paying for insurance before Obamacare.

[–] ChonkyOwlbear@lemmy.world 0 points 1 week ago (1 children)

I understand that, but that has nothing to do with Obamacare. If Obamacare wasn't passed those prices would have gone up exactly the same (actually more).

[–] the_crotch@sh.itjust.works 2 points 1 week ago (1 children)

If it wasn't for Obamacare the insurance companies would have to compete on rates, because there wouldn't be a law that said everyone had to buy their product. They'd also be profiting off of more than the 20% of premiums that Obamacare set as the maximum so they'd have no reason to raise premiums by 91% in a single year.

[–] ChonkyOwlbear@lemmy.world -1 points 1 week ago (1 children)

How does everyone needing insurance prevent competing on rates? That doesn't make my sense. People still get to pick their insurer. You keep saying 91% and I have no idea where you pulled that number from.

[–] the_crotch@sh.itjust.works 2 points 1 week ago (1 children)

I posted a link to the source earlier in this comment chain. If you want to see it, go find it. I'm not in the business of repeating myself for your benefit.

[–] ChonkyOwlbear@lemmy.world -1 points 1 week ago (1 children)

Sorry, your dishonest citing threw me off. That is for men under 27 in specific counties, not everyone. Also:

Remember that these figures represent the underlying, unsubsidized health insurance prices. If you’re eligible for a subsidy—if your income is below 400 percent of the Federal Poverty Level—taxpayers will help defray a portion of these costs

[–] the_crotch@sh.itjust.works 2 points 1 week ago* (last edited 1 week ago) (1 children)

I didn't say it applied to everyone. I said it applied to me, a lower middle class person in his mid 20s. I said this in response to someone who claimed I was lying that my premiums doubled every year after Obamacare until they were $800 a month and I couldn't afford them anymore. Sorry, your disingenuous cherry picking of my argument threw me off.

Also: fuck off neolib

[–] ChonkyOwlbear@lemmy.world -1 points 1 week ago (1 children)

Shockingly, things that help other people besides you can still be important. Also, unless you were making 4x the federal poverty level, you got a subsidy to make the insurance more affordable. You probably just didn't apply for it.

[–] the_crotch@sh.itjust.works 2 points 1 week ago* (last edited 1 week ago) (1 children)

Shockingly, things that strangle the middle class are not good for the middle class or the country as a whole.

Also, it's weird that you're treating "4x the poverty level" as if it's a decent living. The poverty level in 2014 was $11,000. So a person making slightly more than 4x that would be paying a quarter of their pre-tax income towards health insurance at $800/mo. You're as out of touch with reality as Obama was.

[–] ChonkyOwlbear@lemmy.world -1 points 6 days ago (1 children)

Health insurance for a 27 year old male now isn't $800. Either that was the price for multiple people, or you are lying.

[–] the_crotch@sh.itjust.works 2 points 6 days ago (1 children)

Thank God you came along to tell me what my experience was. Fuck off.

[–] ChonkyOwlbear@lemmy.world -1 points 6 days ago (1 children)

Your "experience" didn't happen as you said. You are either lying or hiding details.

[–] the_crotch@sh.itjust.works 2 points 5 days ago (1 children)

What part of fuck off are you having trouble understanding?

[–] ChonkyOwlbear@lemmy.world -1 points 5 days ago (1 children)

I'm having trouble understanding why you keep replying when you continue to embarrass yourself with your obvious lies.

[–] the_crotch@sh.itjust.works 2 points 5 days ago (1 children)
[–] ChonkyOwlbear@lemmy.world -1 points 5 days ago (1 children)

You just can't let me have the last word. It's so hilariously pathetic.

[–] the_crotch@sh.itjust.works 2 points 5 days ago* (last edited 5 days ago)

Ok neolib who's also still replying after being asked to fuck off