this post was submitted on 02 May 2026
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If they have a similar rate of accidents as regular people, wouldn’t it be easier to mitigate risk through insurance since they are at scale?
You can go as far as to say that self driving manufacturers could insure their cars themselves since they have thousands of vehicles.
If what your saying is true, then insurance wouldn’t be profitable today
Insurance companies have resorted to denying everything and forcing their customers to sue them for their money. I'd say that's a pretty good sign it isn't actually profitable today.
Insurance is a numbers game: actuarial tables, predictable risk, predictable liability, and they do pay out occasionally, they even pay out ridiculously over-valued claims occasionally, as part of a numbers game that keeps their overall costs as low as possible.
Isn't profitable? Insurance companies are definitely making profits because of their tactics of doing that to their customers,