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So Pissed Right Now (lemmy.world)

submitted 6 days ago by Fredselfish@lemmy.world to c/actually_infuriating@lemmy.world

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Just received a email from my doctor with a 288 dollar bill. Which confused me because I have health insurance. So call my healthcare provider because I should only have a co pay. I mean I pay 80 dollars out of every check for this plan.

Then the lady on the phone with zero empathy tells me that they only pay after I meet the deductible. Which is $7000!!! Like what the fuck. This is why the whole healthcare system needs to be burn to the ground and start over with universal healthcare. To make matters worse, spoke to my employer and they say I can't cancel or make changes because its not an open window. WHY THE FUCK DO WE HAVE ONLY SET TIMES WE CAN MAKE CHANGES TO OUR HEALTHCARE PLANS that we pay for?

No wonder one of these parasites was a shot in the back. They are all monsters and anyone who works for them are no better. So fucking pissed right now! Seeing fucking red. Now got figure out how to come up with 288 dollars to pay the doctor bill!

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[–] protist@retrofed.com 6 points 6 days ago (1 children)

$80/paycheck is incredibly low cost. I'm assuming what you did was select the "high deductible" option when you enrolled in coverage. If so, there might be an HSA option you can still enroll in, where you save a bit of money in an account pre-taxes and can use it toward any medical expenses. I definitely pay for the "mid" plan my agency offers, which has a flat $30 copay for any outpatient visit

[–] Fredselfish@lemmy.world 5 points 6 days ago (2 children)

They only had one option.

[–] thebestaquaman@lemmy.world 2 points 5 days ago

You use this word... "option"... I don't think it means what you think it means.

[–] grue@lemmy.world 2 points 6 days ago

But is it at least a proper HDHP that lets you contribute to an HSA, or did they really screw you over?