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completely agree.
on the other side though, some.of the questions are things that are easily found. things like, "what street did you grow up on" or "what is your mothers maiden name". like...that shit can be found for free, like right now on the internet at about 200 data brokers.
how about we get an option for hardware keys? or better yet, pgp/rsa keys?
factor those in with password and MFA there should never be a reason why someone (who knows wtf they're doing) would ever get locked out of their accounts.
I'll be completely honest I'm super anxious about maintaining access to my accounts. Everyone wants me to have a passkey and 2FA and yada yada. And all I can think about is what if I lose my phone or it gets stolen or destroyed, what if this cheap ass USB stick which is serving as some kind of physical key stops working?
It seems like right now my security strategy is keep really tight track of a little plastic rectangle.
I know there are backup codes but those are also like, their own mess, I have to print out a sheet for every other site and make sure that I keep the most recent one and toss any that are old and don't let those get lost or anything.
Maybe I'm overthinking it but I am concerned about it.