this post was submitted on 25 Nov 2025
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Explain Like I'm Five
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No, that sounds pretty on-point to me. The only additional thing I’d mention is that when you’re working, you’re paying into social security through your taxes, which—if you do it for long enough—sets you up much better for retirement than you will be if you’re still reliant on disability when you’re 65. So, that’s an additional incentive to work, which I tell my clients all the time, but for most of us, planning that far into the future is actually kind of difficult.